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    New Update: With Paylater, You Can Now Do Much More Than Access Loans

    Oluwadamilare AkinpeluOluwadamilare Akinpelu
    March 1, 2018
    New Update: With Paylater, You Can Now Do Much More Than Access Loans

    Paylater is a simple and entirely online lending platform that provides short-term loans to help cover unexpected expenses or urgent cash needs. With just an Android device and basic requirements, you can apply for a loan 24 hours a day, 7 days a week with a quick application process that lets you know your status within minutes.

     

    You can access loans with Paylater

    You can access loans with Paylater

    You do not need a collateral, guarantor or application fees to get the loans. They run on two packages; Paylater (loan available to all) and Paylater Plus (loans for salary earners). The Paylater package allows you receive loans, starting with N10,000 and you can gradually move up to N500,000. But with Paylater Plus, upon verification, you can get N500,000 instantly.

    On @paylaterNG pay bills & funds transfer so we have another way of understanding your income/expense profile.
    No guarantee of a loan but more information leads to better lending decisions. Why use a bank’s app when you have us?

    As we say in Nigeria, please can we know you? pic.twitter.com/fbBGUN2DTq

    — iServeData (@ngozidozie) March 1, 2018

    Now, in addition to lending money, it offers other features that are not specific to only loans, but allow users do more with the app. These are: Funds Transfer (You can now send cash to friends, family and clients 24/7), Airtime Top Up, and Bill Payments (PHCN, DSTV and so much more).

    The more it learns about a user and his/her transactions, the easier loan accessibility become. Now with all these features, you can setup a recurring payment plan, which allows you to choose to be automatically charged for specific transactions daily, weekly, monthly or even annually.

    The Paylater App Is Now Available On Playstore

    The App is Now Available on Playstore

    If you’re an MTN Nigeria customer, you can use all these new features, with absolutely no impact to your data plan.

    Why You Should Use this Lending Platform

    They offer a better and more convenient service that meets you at your points of need. They also offer lower charges on transactions made with the platform. In addition, if you have been ineligible for loans due to insufficient information, you can now perform transactions to improve your chances of accessing better loans from Paylater.

     


    If you’d like to get featured on our Entrepreneur Spotlight, click here to share your startup story with us.


    SUBSCRIBE

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    Oluwadamilare Akinpelu

    Oluwadamilare Akinpelu

    Oluwadamilare Akinpelu is a lover of the Tech World. He is a calm person and also a protean writer.

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    While a lot of focus seems to be on remittance inf While a lot of focus seems to be on remittance inflows, not quite enough is given to outflow and this is where Lemonade Finance comes in. While still offering its free inward remittance service, the fintech has also delved into outflow and recently launched a feature that allows its users in Nigeria and Canada to send money to the US and Europe free of charge.

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