MUNICH/GERMANY – JANUARY 20: Tayo Ovisou (Pago) gestures speaking on a panel discussion during the DLD15 (Digital-Life-Design) Conference at the HVB Forum on January 20, 2015 in Munich, Germany. DLD is a global network of innovation, digitization, science and culture, which connects business, creative and social leaders, opinion formers and influencers for crossover conversation and inspiration.(Photo: picture alliance / Jan Haas)
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